Citizens Bank of Las Cruces

BankLas Cruces, New Mexico
www.citizenslc.com

Total Assets

$1.1B

Total Deposits

$1.0B

Branches

9

Established

1970

TFS Health Grade

$
B-

80.5 / 100

Good financial health

How we grade

Citizens Bank of Las Cruces is a bank headquartered in Las Cruces, New Mexico, established in 1970. With $1.1B in total assets and 9 branch locations, it has a TFS Financial Health Grade of B- (80.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.27%(8%)
Total Capital Ratio
13.64%(10%)
Non-Performing Loan Ratio
0.42%

Profitability

Return on Assets (ROA)
2.25%(1%)
Return on Equity (ROE)
23.23%(10%)
Net Interest Margin
4.51%
Efficiency Ratio
51.64%(60%)

Lending & Liquidity

Total Loans
$809.0M
Loan-to-Deposit Ratio
77.84%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+9.53%
Deposit Growth (YoY)
+9.18%
Net Income
$24.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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