Lea County State Bank

BankHobbs, New Mexico
www.onlinelcsb.com

Total Assets

$708.0M

Total Deposits

$637.6M

Branches

3

Established

1928

TFS Health Grade

$
D

63.1 / 100

Below average financial health

How we grade

Lea County State Bank is a bank headquartered in Hobbs, New Mexico, established in 1928. With $708.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (63.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.16%(8%)
Total Capital Ratio
21.69%(10%)
Non-Performing Loan Ratio
4.01%

Profitability

Return on Assets (ROA)
1.63%(1%)
Return on Equity (ROE)
25.10%(10%)
Net Interest Margin
3.99%
Efficiency Ratio
53.13%(60%)

Lending & Liquidity

Total Loans
$225.4M
Loan-to-Deposit Ratio
34.92%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+2.88%
Deposit Growth (YoY)
+1.22%
Net Income
$11.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in New Mexico