CNB Bank

BankCarlsbad, New Mexico
http://www.ourcnb.bank

Total Assets

$988.6M

Total Deposits

$899.0M

Branches

3

Established

1924

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

CNB Bank is a bank headquartered in Carlsbad, New Mexico, established in 1924. With $988.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
9.10%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.08%

Profitability

Return on Assets (ROA)
2.16%(1%)
Return on Equity (ROE)
25.93%(10%)
Net Interest Margin
4.66%
Efficiency Ratio
52.48%(60%)

Lending & Liquidity

Total Loans
$733.0M
Loan-to-Deposit Ratio
80.40%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+11.49%
Deposit Growth (YoY)
+10.96%
Net Income
$20.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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