Western Bank

BankArtesia, New Mexico
www.wbartesia.com

Total Assets

$305.5M

Total Deposits

$271.2M

Branches

1

Established

1948

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

Western Bank is a bank headquartered in Artesia, New Mexico, established in 1948. With $305.5M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.94%(8%)
Total Capital Ratio
15.78%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
2.83%(1%)
Return on Equity (ROE)
31.89%(10%)
Net Interest Margin
5.03%
Efficiency Ratio
40.27%(60%)

Lending & Liquidity

Total Loans
$178.0M
Loan-to-Deposit Ratio
64.90%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
-17.30%
Deposit Growth (YoY)
-20.53%
Net Income
$9.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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