What is First National Bank's financial health grade?

First National Bank has a TFS Financial Health Grade of C (score: 66.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank have?

First National Bank has 6 branch locations across the United States.

Is First National Bank FDIC insured?

Yes, First National Bank is FDIC insured (Certificate #17643).

What are the total assets of First National Bank?

First National Bank has total assets of $470.3M as reported in its most recent FDIC filing.

First National Bank: Safety Grade & Financial Health

BankAlamogordo, New Mexico

www.fnb4u.com

Total Assets

$470.3M

Total Deposits

$442.2M

Branches

Established

1956

First National Bank is a bank headquartered in Alamogordo, New Mexico, established in 1956. It holds $470.3M in total assets across 6 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Bank earns a TFS Financial Health Grade of C (66.4/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

66.4 / 100

Average financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

Watching First National Bank?

Get a free alert the moment its safety grade changes. No spam, ever.

By subscribing, you agree to our Terms and Privacy Policy.

Capital & Safety

Tier 1 Capital Ratio

10.26%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

2.38%

Profitability

Return on Assets (ROA)

1.62%(1%)

Return on Equity (ROE)

36.74%(10%)

Net Interest Margin

3.81%

Efficiency Ratio

57.21%(60%)

Lending & Liquidity

Total Loans

$221.6M

Loan-to-Deposit Ratio

49.29%

Net Charge-Off Ratio

Other banks in New Mexico

OTERO

Alamogordo, NM

$519.7M

NUSENDA

ALBUQUERQUE, NM

$4.9B

SUNWARD

Albuquerque, NM

$4.6B

First American Bank

Bank

Artesia, NM

$1.8B

Branch	Address	City	State	Type
First National BankHQ	414 10th St	Alamogordo	NM	11
First National Bank	3101 N White Sands Blvd	Alamogordo	NM	23
First National Bank	908 W Main St	Artesia	NM	11
First National Bank	301 Burro Ave	Cloudcroft	NM	11
First National Bank	451 Sudderth Dr	Ruidoso	NM	11
First National Bank	206 Central Ave	Tularosa	NM	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #17643

Primary RegulatorOCC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.