Lusitania Savings Bank

BankNewark, New Jersey
www.lusitaniabank.com

Total Assets

$403.7M

Total Deposits

$340.1M

Branches

4

Established

1995

TFS Health Grade

$
C

75.4 / 100

Average financial health

How we grade

Lusitania Savings Bank is a bank headquartered in Newark, New Jersey, established in 1995. With $403.7M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (75.4/100).

Capital & Safety

Tier 1 Capital Ratio
15.22%(8%)
Total Capital Ratio
36.39%(10%)
Non-Performing Loan Ratio
0.19%

Profitability

Return on Assets (ROA)
0.37%(1%)
Return on Equity (ROE)
2.49%(10%)
Net Interest Margin
2.30%
Efficiency Ratio
77.40%(60%)

Lending & Liquidity

Total Loans
$225.7M
Loan-to-Deposit Ratio
65.56%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+5.81%
Deposit Growth (YoY)
+5.96%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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