Merrimack County Savings Bank

BankConcord, New Hampshire
http://www.mcsbnh.com

Total Assets

$1.4B

Total Deposits

$1.1B

Branches

9

Established

1867

TFS Health Grade

$
D

65.1 / 100

Below average financial health

How we grade

Merrimack County Savings Bank is a bank headquartered in Concord, New Hampshire, established in 1867. With $1.4B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D (65.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.57%(8%)
Total Capital Ratio
13.96%(10%)
Non-Performing Loan Ratio
0.49%

Profitability

Return on Assets (ROA)
0.27%(1%)
Return on Equity (ROE)
3.06%(10%)
Net Interest Margin
3.07%
Efficiency Ratio
82.14%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
100.57%
Net Charge-Off Ratio
0.27%

Growth

Asset Growth (YoY)
+2.25%
Deposit Growth (YoY)
+1.31%
Net Income
$3.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in New Hampshire