Mascoma Bank

BankLebanon, New Hampshire
www.mascoma.bank

Total Assets

$3.0B

Total Deposits

$2.7B

Branches

26

Established

1899

TFS Health Grade

$
D+

68.8 / 100

Below average financial health

How we grade

Mascoma Bank is a bank headquartered in Lebanon, New Hampshire, established in 1899. With $3.0B in total assets and 26 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.89%(8%)
Total Capital Ratio
12.83%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
0.52%(1%)
Return on Equity (ROE)
6.36%(10%)
Net Interest Margin
2.96%
Efficiency Ratio
82.49%(60%)

Lending & Liquidity

Total Loans
$2.5B
Loan-to-Deposit Ratio
92.44%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.54%
Deposit Growth (YoY)
+1.83%
Net Income
$15.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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