First Western Bank & Trust

BankMinot, North Dakota
www.firstwestern.bank

Total Assets

$2.3B

Total Deposits

$1.9B

Branches

20

Established

1964

TFS Health Grade

$
D-

62.1 / 100

Below average financial health

How we grade

First Western Bank & Trust is a bank headquartered in Minot, North Dakota, established in 1964. With $2.3B in total assets and 20 branch locations, it has a TFS Financial Health Grade of D- (62.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.54%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
1.43%

Profitability

Return on Assets (ROA)
0.84%(1%)
Return on Equity (ROE)
7.86%(10%)
Net Interest Margin
3.66%
Efficiency Ratio
67.98%(60%)

Lending & Liquidity

Total Loans
$1.8B
Loan-to-Deposit Ratio
94.56%
Net Charge-Off Ratio
0.23%

Growth

Asset Growth (YoY)
+3.97%
Deposit Growth (YoY)
0.00%
Net Income
$18.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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