Unison Bank

BankJamestown, North Dakota
www.unisonbank.com

Total Assets

$599.4M

Total Deposits

$500.9M

Branches

4

Established

1965

TFS Health Grade

$
C

74.0 / 100

Average financial health

How we grade

Unison Bank is a bank headquartered in Jamestown, North Dakota, established in 1965. With $599.4M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (74.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.41%(8%)
Total Capital Ratio
13.35%(10%)
Non-Performing Loan Ratio
0.39%

Profitability

Return on Assets (ROA)
1.05%(1%)
Return on Equity (ROE)
14.49%(10%)
Net Interest Margin
3.75%
Efficiency Ratio
61.25%(60%)

Lending & Liquidity

Total Loans
$419.8M
Loan-to-Deposit Ratio
82.67%
Net Charge-Off Ratio
0.33%

Growth

Asset Growth (YoY)
+4.18%
Deposit Growth (YoY)
+5.37%
Net Income
$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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