What is Bank Forward's financial health grade?

Bank Forward has a TFS Financial Health Grade of C- (score: 70.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank Forward have?

Bank Forward has 12 branch locations across the United States.

Is Bank Forward FDIC insured?

Yes, Bank Forward is FDIC insured (Certificate #8941).

What are the total assets of Bank Forward?

Bank Forward has total assets of $1.1B as reported in its most recent FDIC filing.

Bank Forward

BankFargo, North Dakota

WWW.BANKFORWARD.COM

Total Assets

$1.1B

Total Deposits

$925.6M

Branches

Established

1927

TFS Health Grade

C-

70.9 / 100

Average financial health

How we grade

Bank Forward is a bank headquartered in Fargo, North Dakota, established in 1927. With $1.1B in total assets and 12 branch locations, it has a TFS Financial Health Grade of C- (70.9/100).

Capital & Safety

Tier 1 Capital Ratio

11.13%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.68%

Profitability

Return on Assets (ROA)

1.74%(1%)

Return on Equity (ROE)

16.01%(10%)

Net Interest Margin

3.66%

Efficiency Ratio

67.97%(60%)

Lending & Liquidity

Total Loans

$869.7M

Loan-to-Deposit Ratio

93.29%

Net Charge-Off Ratio

-0.02%

Growth

Asset Growth (YoY)

+9.56%

Deposit Growth (YoY)

+7.42%

Net Income

$18.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank ForwardHQ	5650 37th Ave S	Fargo	ND	11
Bank Forward	700 Paul Bunyan Dr Nw	Bemidji	MN	11
Bank Forward	106 6th St S	Walker	MN	11
Bank Forward	65 Main Street	Bowdon	ND	11
Bank Forward	484 Main St	Carrington	ND	11
Bank Forward	802 Burrel Ave Sw	Cooperstown	ND	11
Bank Forward	4651 S Columbia Rd	Grand Forks	ND	11
Bank Forward	390 Wheat St	Hannaford	ND	11
Bank Forward	400 2nd Ave Sw	Jamestown	ND	11
Bank Forward	6 8th St S	New Rockford	ND	11
Bank Forward	430 W Main St	Valley City	ND	11
Bank Forward	122 3rd Ave	Wimbledon	ND	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.