Piedmont Federal Savings Bank

BankWinston Salem, North Carolina
www.piedmontfederal.com

Total Assets

$1.3B

Total Deposits

$955.0M

Branches

11

Established

1903

TFS Health Grade

$
D

64.7 / 100

Below average financial health

How we grade

Piedmont Federal Savings Bank is a bank headquartered in Winston Salem, North Carolina, established in 1903. With $1.3B in total assets and 11 branch locations, it has a TFS Financial Health Grade of D (64.7/100).

Capital & Safety

Tier 1 Capital Ratio
19.15%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.14%

Profitability

Return on Assets (ROA)
0.14%(1%)
Return on Equity (ROE)
0.74%(10%)
Net Interest Margin
2.18%
Efficiency Ratio
91.35%(60%)

Lending & Liquidity

Total Loans
$872.4M
Loan-to-Deposit Ratio
90.66%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+1.09%
Deposit Growth (YoY)
+1.98%
Net Income
$1.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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