Roxboro Savings Bank, SSB

BankRoxboro, North Carolina
WWW.ROXBOROSAVINGS.COM

Total Assets

$349.8M

Total Deposits

$281.7M

Branches

2

Established

1923

TFS Health Grade

$
B-

80.5 / 100

Good financial health

How we grade

Roxboro Savings Bank, SSB is a bank headquartered in Roxboro, North Carolina, established in 1923. With $349.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of B- (80.5/100).

Capital & Safety

Tier 1 Capital Ratio
18.92%(8%)
Total Capital Ratio
40.16%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
0.93%(1%)
Return on Equity (ROE)
5.69%(10%)
Net Interest Margin
3.21%
Efficiency Ratio
63.11%(60%)

Lending & Liquidity

Total Loans
$200.4M
Loan-to-Deposit Ratio
70.29%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.75%
Deposit Growth (YoY)
+6.76%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in North Carolina