Providence Bank

BankRocky Mount, North Carolina
www.pbknc.com

Total Assets

$1.4B

Total Deposits

$1.2B

Branches

10

Established

2006

TFS Health Grade

$
B-

81.1 / 100

Good financial health

How we grade

Providence Bank is a bank headquartered in Rocky Mount, North Carolina, established in 2006. With $1.4B in total assets and 10 branch locations, it has a TFS Financial Health Grade of B- (81.1/100).

Capital & Safety

Tier 1 Capital Ratio
12.28%(8%)
Total Capital Ratio
14.20%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
1.79%(1%)
Return on Equity (ROE)
14.60%(10%)
Net Interest Margin
4.04%
Efficiency Ratio
40.42%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
98.42%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+6.66%
Deposit Growth (YoY)
+6.28%
Net Income
$24.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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