North State Bank

BankRaleigh, North Carolina
http://www.northstatebank.com

Total Assets

$1.4B

Total Deposits

$1.1B

Branches

7

Established

2000

TFS Health Grade

$
D+

67.8 / 100

Below average financial health

How we grade

North State Bank is a bank headquartered in Raleigh, North Carolina, established in 2000. With $1.4B in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (67.8/100).

Capital & Safety

Tier 1 Capital Ratio
8.77%(8%)
Total Capital Ratio
11.99%(10%)
Non-Performing Loan Ratio
0.12%

Profitability

Return on Assets (ROA)
0.96%(1%)
Return on Equity (ROE)
11.30%(10%)
Net Interest Margin
4.00%
Efficiency Ratio
78.49%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
100.32%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
-1.82%
Deposit Growth (YoY)
-2.86%
Net Income
$13.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in North Carolina