Peoples Bank

BankNewton, North Carolina
https://www.peoplesbanknc.com

Total Assets

$1.7B

Total Deposits

$1.5B

Branches

17

Established

1912

TFS Health Grade

$
C+

77.3 / 100

Average financial health

How we grade

Peoples Bank is a bank headquartered in Newton, North Carolina, established in 1912. With $1.7B in total assets and 17 branch locations, it has a TFS Financial Health Grade of C+ (77.3/100).

Capital & Safety

Tier 1 Capital Ratio
11.13%(8%)
Total Capital Ratio
15.70%(10%)
Non-Performing Loan Ratio
0.35%

Profitability

Return on Assets (ROA)
1.24%(1%)
Return on Equity (ROE)
13.41%(10%)
Net Interest Margin
3.76%
Efficiency Ratio
68.72%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
79.13%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+3.03%
Deposit Growth (YoY)
+1.65%
Net Income
$21.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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