Nantahala Bank & Trust Company

BankFranklin, North Carolina
www.nantahalabank.com

Total Assets

$279.9M

Total Deposits

$253.4M

Branches

3

Established

2004

TFS Health Grade

$
C

76.0 / 100

Average financial health

How we grade

Nantahala Bank & Trust Company is a bank headquartered in Franklin, North Carolina, established in 2004. With $279.9M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (76.0/100).

Capital & Safety

Tier 1 Capital Ratio
8.56%(8%)
Total Capital Ratio
14.38%(10%)
Non-Performing Loan Ratio
0.36%

Profitability

Return on Assets (ROA)
1.26%(1%)
Return on Equity (ROE)
14.52%(10%)
Net Interest Margin
4.36%
Efficiency Ratio
66.58%(60%)

Lending & Liquidity

Total Loans
$195.3M
Loan-to-Deposit Ratio
76.33%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+5.28%
Deposit Growth (YoY)
+4.17%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in North Carolina