Belmont Savings Bank, SSB

BankBelmont, North Carolina
www.belmontsavingsbank.com

Total Assets

$151.3M

Total Deposits

$102.3M

Branches

1

Established

1915

TFS Health Grade

$
F

55.0 / 100

Poor financial health

How we grade

Belmont Savings Bank, SSB is a bank headquartered in Belmont, North Carolina, established in 1915. With $151.3M in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (55.0/100).

Capital & Safety

Tier 1 Capital Ratio
13.49%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.53%

Profitability

Return on Assets (ROA)
0.19%(1%)
Return on Equity (ROE)
1.47%(10%)
Net Interest Margin
2.45%
Efficiency Ratio
87.19%(60%)

Lending & Liquidity

Total Loans
$128.4M
Loan-to-Deposit Ratio
125.00%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+13.04%
Deposit Growth (YoY)
+6.96%
Net Income
$274.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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