What is American Bank of Freedom's financial health grade?

American Bank of Freedom has a TFS Financial Health Grade of D (score: 63.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does American Bank of Freedom have?

American Bank of Freedom has 12 branch locations across the United States.

Is American Bank of Freedom FDIC insured?

Yes, American Bank of Freedom is FDIC insured (Certificate #15423).

What are the total assets of American Bank of Freedom?

American Bank of Freedom has total assets of $973.8M as reported in its most recent FDIC filing.

American Bank of Freedom

BankWellsville, Missouri

www.americanbankoffreedom.bank

Total Assets

$973.8M

Total Deposits

$740.3M

Branches

Established

1880

TFS Health Grade

63.3 / 100

Below average financial health

How we grade

American Bank of Freedom is a bank headquartered in Wellsville, Missouri, established in 1880. With $973.8M in total assets and 12 branch locations, it has a TFS Financial Health Grade of D (63.3/100).

Capital & Safety

Tier 1 Capital Ratio

9.66%(8%)

Total Capital Ratio

13.95%(10%)

Non-Performing Loan Ratio

1.87%

Profitability

Return on Assets (ROA)

0.42%(1%)

Return on Equity (ROE)

4.35%(10%)

Net Interest Margin

3.07%

Efficiency Ratio

72.40%(60%)

Lending & Liquidity

Total Loans

$740.4M

Loan-to-Deposit Ratio

98.82%

Net Charge-Off Ratio

1.04%

Growth

Asset Growth (YoY)

+4.20%

Deposit Growth (YoY)

+3.29%

Net Income

$4.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
American Bank of FreedomHQ	106 E Hudson St	Wellsville	MO	11
American Bank of Freedom	7173 S. Havana St., Room 121	Centennial	CO	24
American Bank of Freedom	133 John St	Rochester	IL	11
American Bank of Freedom	14611 N. Gray Road	Westfield	IN	11
American Bank of Freedom	12161 Manchester Rd	Des Peres	MO	11
American Bank of Freedom	101 N Cherry St	Middletown	MO	11
American Bank of Freedom	728 N Sturgeon St	Montgomery City	MO	11
American Bank of Freedom	901 Highway K	O Fallon	MO	11
American Bank of Freedom	9815 Manchester Road	Saint Louis	MO	11
American Bank of Freedom	917 N Outer Rd E	Warrenton	MO	11
American Bank of Freedom	690 North Service Road West	Wright City	MO	11
American Bank of Freedom	40 Burton Hills Blvd., Suite 200	Nashville	TN	24

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.