Bank of Franklin County

BankWashington, Missouri
www.bankoffranklincounty.com

Total Assets

$408.7M

Total Deposits

$341.7M

Branches

6

Established

2000

TFS Health Grade

$
D+

67.0 / 100

Below average financial health

How we grade

Bank of Franklin County is a bank headquartered in Washington, Missouri, established in 2000. With $408.7M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (67.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.41%(8%)
Total Capital Ratio
11.58%(10%)
Non-Performing Loan Ratio
0.14%

Profitability

Return on Assets (ROA)
0.65%(1%)
Return on Equity (ROE)
7.85%(10%)
Net Interest Margin
3.64%
Efficiency Ratio
75.52%(60%)

Lending & Liquidity

Total Loans
$335.5M
Loan-to-Deposit Ratio
97.01%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
-3.61%
Deposit Growth (YoY)
-2.95%
Net Income
$2.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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