FCNB Bank

BankSteelville, Missouri
www.fcnb.com

Total Assets

$208.5M

Total Deposits

$184.5M

Branches

6

Established

1906

TFS Health Grade

$
D+

67.3 / 100

Below average financial health

How we grade

FCNB Bank is a bank headquartered in Steelville, Missouri, established in 1906. With $208.5M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (67.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.08%(8%)
Total Capital Ratio
11.19%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
0.46%(1%)
Return on Equity (ROE)
11.58%(10%)
Net Interest Margin
3.61%
Efficiency Ratio
88.44%(60%)

Lending & Liquidity

Total Loans
$129.5M
Loan-to-Deposit Ratio
69.49%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+8.43%
Deposit Growth (YoY)
+11.94%
Net Income
$948.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Missouri