What is First Bank's financial health grade?

First Bank has a TFS Financial Health Grade of D (score: 65.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Bank have?

First Bank has 76 branch locations across the United States.

Is First Bank FDIC insured?

Yes, First Bank is FDIC insured (Certificate #12229).

What are the total assets of First Bank?

First Bank has total assets of $6.7B as reported in its most recent FDIC filing.

First Bank

BankSt. Louis, Missouri

WWW.FIRST.BANK

Total Assets

$6.7B

Total Deposits

$6.0B

Branches

Established

1906

TFS Health Grade

65.2 / 100

Below average financial health

How we grade

First Bank is a bank headquartered in St. Louis, Missouri, established in 1906. With $6.7B in total assets and 76 branch locations, it has a TFS Financial Health Grade of D (65.2/100).

Capital & Safety

Tier 1 Capital Ratio

9.36%(8%)

Total Capital Ratio

14.07%(10%)

Non-Performing Loan Ratio

0.24%

Profitability

Return on Assets (ROA)

0.51%(1%)

Return on Equity (ROE)

6.65%(10%)

Net Interest Margin

2.92%

Efficiency Ratio

79.27%(60%)

Lending & Liquidity

Total Loans

$4.0B

Loan-to-Deposit Ratio

66.78%

Net Charge-Off Ratio

0.14%

Growth

Asset Growth (YoY)

+0.33%

Deposit Growth (YoY)

+0.71%

Net Income

$33.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First BankHQ	11901 Olive Boulevard	St. Louis	MO	11
First Bank	1211 E Valley Blvd	Alhambra	CA	11
First Bank	848 W Duarte Rd	Arcadia	CA	11
First Bank	8820 Wilshire Blvd	Beverly Hills	CA	11
First Bank	790 E Campbell Ave	Campbell	CA	11
First Bank	11545 South Street	Cerritos	CA	11
First Bank	13641 Central Ave	Chino	CA	11
First Bank	878 Eastlake Pkwy	Chula Vista	CA	11
First Bank	510 Broadway	Chula Vista	CA	11
First Bank	104 E Ontario Ave	Corona	CA	11
First Bank	3001 Harbor Blvd	Costa Mesa	CA	11
First Bank	2600 Via De La Valle, Suite G102	Del Mar	CA	11
First Bank	17801 Ventura Blvd	Encino	CA	11
First Bank	1542 West Redondo Beach Boulevard	Gardena	CA	11
First Bank	16900 Goldenwest St	Huntington Beach	CA	11
First Bank	501 Main St	Huntington Beach	CA	11
First Bank	14376 Culver Dr	Irvine	CA	11
First Bank	7862 Limonite Avenue	Jurupa Valley	CA	11
First Bank	11010 Limonite Ave	Jurupa Valley	CA	11
First Bank	26562 Moulton Pkwy, Ste 62b	Laguna Hills	CA	11
First Bank	5195 Lakewood Blvd	Lakewood	CA	11
First Bank	4040 Atlantic Ave	Long Beach	CA	11
First Bank	6200 E Pacific Coast Hwy	Long Beach	CA	11
First Bank	725 N Broadway	Los Angeles	CA	11
First Bank	3822 Cross Creek Rd	Malibu	CA	11
First Bank	4206 Lincoln Blvd	Marina Del Rey	CA	11
First Bank	4301 Macarthur Blvd	Newport Beach	CA	11
First Bank	3101 Zinfandel Dr	Rancho Cordova	CA	11
First Bank	3992 Douglas Blvd	Roseville	CA	11
First Bank	401 Vernon St	Roseville	CA	11
First Bank	18220 Colima Road, Unit 200	Rowland Heights	CA	11
First Bank	1000 Taraval St	San Francisco	CA	11
First Bank	300a Pine St	San Francisco	CA	11
First Bank	2950 South El Camino Real	San Mateo	CA	11
First Bank	13830 San Pablo Ave	San Pablo	CA	11
First Bank	3304 State St	Santa Barbara	CA	11
First Bank	2027 A South Broadway	Santa Maria	CA	11
First Bank	1992 Old Mission Dr	Solvang	CA	11
First Bank	21503 Hawthorne Blvd	Torrance	CA	11
First Bank	116 Springstowne Ctr	Vallejo	CA	11
First Bank	5808 Telephone Rd	Ventura	CA	11
First Bank	1760 N Broadway	Walnut Creek	CA	11
First Bank	925 S Westlake Blvd	Westlake Village	CA	11
First Bank	14008 Beach Blvd	Westminster	CA	11
First Bank	6320 Topanga Canyon Blvd	Woodland Hills	CA	11
First Bank	18431 Yorba Linda Blvd	Yorba Linda	CA	11
First Bank	350 Riverpark Dr	East Saint Louis	IL	11
First Bank	804 W Us Highway 50	O Fallon	IL	11
First Bank	4387 N Illinois St	Swansea	IL	11
First Bank	6201 College Blvd	Overland Park	KS	11

Showing 50 of 76 branches

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.