1st Advantage Bank

BankSaint Peters, Missouri
www.1stadvantagebank.com

Total Assets

$215.6M

Total Deposits

$195.6M

Branches

1

Established

2005

TFS Health Grade

$
D

66.2 / 100

Below average financial health

How we grade

1st Advantage Bank is a bank headquartered in Saint Peters, Missouri, established in 2005. With $215.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (66.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.99%(8%)
Total Capital Ratio
11.80%(10%)
Non-Performing Loan Ratio
0.33%

Profitability

Return on Assets (ROA)
0.26%(1%)
Return on Equity (ROE)
2.76%(10%)
Net Interest Margin
3.73%
Efficiency Ratio
64.80%(60%)

Lending & Liquidity

Total Loans
$176.7M
Loan-to-Deposit Ratio
89.22%
Net Charge-Off Ratio
0.99%

Growth

Asset Growth (YoY)
+17.33%
Deposit Growth (YoY)
+18.84%
Net Income
$514.0K

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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