Great Southern Bank

BankReeds Spring, Missouri
www.greatsouthernbank.com

Total Assets

$5.6B

Total Deposits

$4.5B

Branches

112

Established

1923

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Great Southern Bank is a bank headquartered in Reeds Spring, Missouri, established in 1923. With $5.6B in total assets and 112 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.28%(8%)
Total Capital Ratio
14.29%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
1.31%(1%)
Return on Equity (ROE)
12.30%(10%)
Net Interest Margin
3.82%
Efficiency Ratio
59.56%(60%)

Lending & Liquidity

Total Loans
$4.4B
Loan-to-Deposit Ratio
96.01%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
-6.38%
Deposit Growth (YoY)
-3.27%
Net Income
$76.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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