What is First Midwest Bank of the Ozarks's financial health grade?

First Midwest Bank of the Ozarks has a TFS Financial Health Grade of C- (score: 72.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Midwest Bank of the Ozarks have?

First Midwest Bank of the Ozarks has 11 branch locations across the United States.

Is First Midwest Bank of the Ozarks FDIC insured?

Yes, First Midwest Bank of the Ozarks is FDIC insured (Certificate #19212).

What are the total assets of First Midwest Bank of the Ozarks?

First Midwest Bank of the Ozarks has total assets of $739.7M as reported in its most recent FDIC filing.

First Midwest Bank of the Ozarks

BankPoplar Bluff, Missouri

www.onemidwest.com

Total Assets

$739.7M

Total Deposits

$655.7M

Branches

Established

1964

TFS Health Grade

C-

72.2 / 100

Average financial health

How we grade

First Midwest Bank of the Ozarks is a bank headquartered in Poplar Bluff, Missouri, established in 1964. With $739.7M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.58%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.44%

Profitability

Return on Assets (ROA)

1.75%(1%)

Return on Equity (ROE)

16.73%(10%)

Net Interest Margin

4.36%

Efficiency Ratio

59.90%(60%)

Lending & Liquidity

Total Loans

$606.2M

Loan-to-Deposit Ratio

91.23%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+3.36%

Deposit Growth (YoY)

+4.69%

Net Income

$12.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Midwest Bank of the OzarksHQ	704 N Westwood Blvd	Poplar Bluff	MO	11
First Midwest Bank of the Ozarks	1411 Grindstone Plaza Dr	Columbia	MO	11
First Midwest Bank of the Ozarks	1215 Fellows Pl	Columbia	MO	11
First Midwest Bank of the Ozarks	115 Front St	Greenville	MO	11
First Midwest Bank of the Ozarks	1025 S Main St	Piedmont	MO	11
First Midwest Bank of the Ozarks	220 E Pine St	Poplar Bluff	MO	11
First Midwest Bank of the Ozarks	3069 N Westwood Blvd	Poplar Bluff	MO	11
First Midwest Bank of the Ozarks	333 S Westwood Blvd	Poplar Bluff	MO	12
First Midwest Bank of the Ozarks	141 E Richardson Ave	Puxico	MO	11
First Midwest Bank of the Ozarks	202 Main Street	Van Buren	MO	11
First Midwest Bank of the Ozarks	White Oak Street And Highway A	Williamsville	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.