Ozark Bank

BankOzark, Missouri
http://www.ozarkbank.com

Total Assets

$346.6M

Total Deposits

$277.9M

Branches

4

Established

1906

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Ozark Bank is a bank headquartered in Ozark, Missouri, established in 1906. With $346.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.01%(8%)
Total Capital Ratio
14.01%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.59%(1%)
Return on Equity (ROE)
21.49%(10%)
Net Interest Margin
3.97%
Efficiency Ratio
57.59%(60%)

Lending & Liquidity

Total Loans
$266.5M
Loan-to-Deposit Ratio
94.75%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-9.61%
Deposit Growth (YoY)
-21.93%
Net Income
$5.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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