TBO Bank

BankOrrick, Missouri
www.tbobank.com

Total Assets

$209.3M

Total Deposits

$179.7M

Branches

1

Established

1902

TFS Health Grade

$
F

54.1 / 100

Poor financial health

How we grade

TBO Bank is a bank headquartered in Orrick, Missouri, established in 1902. With $209.3M in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (54.1/100).

Capital & Safety

Tier 1 Capital Ratio
10.98%(8%)
Total Capital Ratio
13.29%(10%)
Non-Performing Loan Ratio
3.52%

Profitability

Return on Assets (ROA)
1.30%(1%)
Return on Equity (ROE)
12.47%(10%)
Net Interest Margin
137.78%
Efficiency Ratio
67.89%(60%)

Lending & Liquidity

Total Loans
$153.9M
Loan-to-Deposit Ratio
80.54%
Net Charge-Off Ratio
50.08%

Growth

Asset Growth (YoY)
+52.28%
Deposit Growth (YoY)
+55.98%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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