Bank of Odessa

BankOdessa, Missouri
WWW.BANKOFODESSA.COM

Total Assets

$649.8M

Total Deposits

$545.6M

Branches

4

Established

1880

TFS Health Grade

$
B

83.1 / 100

Good financial health

How we grade

Bank of Odessa is a bank headquartered in Odessa, Missouri, established in 1880. With $649.8M in total assets and 4 branch locations, it has a TFS Financial Health Grade of B (83.1/100).

Capital & Safety

Tier 1 Capital Ratio
14.08%(8%)
Total Capital Ratio
25.50%(10%)
Non-Performing Loan Ratio
1.93%

Profitability

Return on Assets (ROA)
2.05%(1%)
Return on Equity (ROE)
15.20%(10%)
Net Interest Margin
4.09%
Efficiency Ratio
31.40%(60%)

Lending & Liquidity

Total Loans
$463.4M
Loan-to-Deposit Ratio
83.79%
Net Charge-Off Ratio
0.26%

Growth

Asset Growth (YoY)
+6.17%
Deposit Growth (YoY)
+10.01%
Net Income
$13.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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