Citizens Bank

BankNew Haven, Missouri
www.citizensbankmo.bank

Total Assets

$350.2M

Total Deposits

$300.4M

Branches

4

Established

1934

TFS Health Grade

$
C-

71.8 / 100

Average financial health

How we grade

Citizens Bank is a bank headquartered in New Haven, Missouri, established in 1934. With $350.2M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio
12.86%(8%)
Total Capital Ratio
15.53%(10%)
Non-Performing Loan Ratio
2.33%

Profitability

Return on Assets (ROA)
1.14%(1%)
Return on Equity (ROE)
8.93%(10%)
Net Interest Margin
4.22%
Efficiency Ratio
66.04%(60%)

Lending & Liquidity

Total Loans
$318.2M
Loan-to-Deposit Ratio
104.19%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+8.08%
Deposit Growth (YoY)
+7.92%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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