Legacy Bank & Trust Company

BankMountain Grove, Missouri
www.legacybankandtrust.com

Total Assets

$1.9B

Total Deposits

$1.5B

Branches

9

Established

1907

TFS Health Grade

$
C-

71.5 / 100

Average financial health

How we grade

Legacy Bank & Trust Company is a bank headquartered in Mountain Grove, Missouri, established in 1907. With $1.9B in total assets and 9 branch locations, it has a TFS Financial Health Grade of C- (71.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.76%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.02%

Profitability

Return on Assets (ROA)
1.76%(1%)
Return on Equity (ROE)
14.79%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
48.62%(60%)

Lending & Liquidity

Total Loans
$1.5B
Loan-to-Deposit Ratio
97.81%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
-0.93%
Deposit Growth (YoY)
-3.65%
Net Income
$32.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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