Bank of Monticello

BankMonticello, Missouri
www.bankofmonticello.com

Total Assets

$167.5M

Total Deposits

$148.4M

Branches

3

Established

1928

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Bank of Monticello is a bank headquartered in Monticello, Missouri, established in 1928. With $167.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.28%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
2.12%

Profitability

Return on Assets (ROA)
2.07%(1%)
Return on Equity (ROE)
21.00%(10%)
Net Interest Margin
4.15%
Efficiency Ratio
49.87%(60%)

Lending & Liquidity

Total Loans
$95.7M
Loan-to-Deposit Ratio
63.80%
Net Charge-Off Ratio
-0.05%

Growth

Asset Growth (YoY)
+12.04%
Deposit Growth (YoY)
+12.12%
Net Income
$3.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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