United State Bank

BankLewistown, Missouri
http://www.usb1.com

Total Assets

$284.3M

Total Deposits

$254.1M

Branches

6

Established

1928

TFS Health Grade

$
B-

80.6 / 100

Good financial health

How we grade

United State Bank is a bank headquartered in Lewistown, Missouri, established in 1928. With $284.3M in total assets and 6 branch locations, it has a TFS Financial Health Grade of B- (80.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.99%(8%)
Total Capital Ratio
13.93%(10%)
Non-Performing Loan Ratio
0.07%

Profitability

Return on Assets (ROA)
1.97%(1%)
Return on Equity (ROE)
20.79%(10%)
Net Interest Margin
4.50%
Efficiency Ratio
52.06%(60%)

Lending & Liquidity

Total Loans
$221.7M
Loan-to-Deposit Ratio
85.98%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+3.70%
Deposit Growth (YoY)
+2.36%
Net Income
$5.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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