Lamar Bank and Trust Company

BankLamar, Missouri
https://www.lbt.com

Total Assets

$260.4M

Total Deposits

$220.2M

Branches

1

Established

1925

TFS Health Grade

$
C

73.8 / 100

Average financial health

How we grade

Lamar Bank and Trust Company is a bank headquartered in Lamar, Missouri, established in 1925. With $260.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (73.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.30%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
1.92%(1%)
Return on Equity (ROE)
24.04%(10%)
Net Interest Margin
4.31%
Efficiency Ratio
57.55%(60%)

Lending & Liquidity

Total Loans
$198.1M
Loan-to-Deposit Ratio
89.02%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+7.50%
Deposit Growth (YoY)
+3.50%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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