Academy Bank, National Association

BankKansas City, Missouri
www.academybank.com

Total Assets

$3.3B

Total Deposits

$2.8B

Branches

80

Established

1966

TFS Health Grade

$
C+

77.8 / 100

Average financial health

How we grade

Academy Bank, National Association is a bank headquartered in Kansas City, Missouri, established in 1966. With $3.3B in total assets and 80 branch locations, it has a TFS Financial Health Grade of C+ (77.8/100).

Capital & Safety

Tier 1 Capital Ratio
14.21%(8%)
Total Capital Ratio
18.20%(10%)
Non-Performing Loan Ratio
0.89%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
5.76%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
67.85%(60%)

Lending & Liquidity

Total Loans
$2.4B
Loan-to-Deposit Ratio
86.64%
Net Charge-Off Ratio
0.49%

Growth

Asset Growth (YoY)
+13.51%
Deposit Growth (YoY)
+15.94%
Net Income
$24.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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