Exchange Bank Co.

BankKahoka, Missouri
exchangebankco.com

Total Assets

$334.7M

Total Deposits

$301.3M

Branches

7

Established

1903

TFS Health Grade

$
C-

72.2 / 100

Average financial health

How we grade

Exchange Bank Co. is a bank headquartered in Kahoka, Missouri, established in 1903. With $334.7M in total assets and 7 branch locations, it has a TFS Financial Health Grade of C- (72.2/100).

Capital & Safety

Tier 1 Capital Ratio
9.11%(8%)
Total Capital Ratio
13.45%(10%)
Non-Performing Loan Ratio
1.64%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
17.83%(10%)
Net Interest Margin
4.42%
Efficiency Ratio
57.65%(60%)

Lending & Liquidity

Total Loans
$202.5M
Loan-to-Deposit Ratio
66.21%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+10.53%
Deposit Growth (YoY)
+11.36%
Net Income
$5.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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