F & C Bank

BankHolden, Missouri
https://www.fandcbank.com

Total Assets

$467.5M

Total Deposits

$408.1M

Branches

3

Established

1881

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

F & C Bank is a bank headquartered in Holden, Missouri, established in 1881. With $467.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.80%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.22%

Profitability

Return on Assets (ROA)
2.24%(1%)
Return on Equity (ROE)
21.60%(10%)
Net Interest Margin
5.31%
Efficiency Ratio
46.95%(60%)

Lending & Liquidity

Total Loans
$407.2M
Loan-to-Deposit Ratio
98.55%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+11.96%
Deposit Growth (YoY)
+11.74%
Net Income
$9.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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