HNB National Bank

BankHannibal, Missouri
www.hnbbanks.com

Total Assets

$968.0M

Total Deposits

$847.5M

Branches

15

Established

1888

TFS Health Grade

$
C

76.7 / 100

Average financial health

How we grade

HNB National Bank is a bank headquartered in Hannibal, Missouri, established in 1888. With $968.0M in total assets and 15 branch locations, it has a TFS Financial Health Grade of C (76.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.11%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.06%

Profitability

Return on Assets (ROA)
2.46%(1%)
Return on Equity (ROE)
21.54%(10%)
Net Interest Margin
4.08%
Efficiency Ratio
42.53%(60%)

Lending & Liquidity

Total Loans
$689.5M
Loan-to-Deposit Ratio
80.50%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+5.12%
Deposit Growth (YoY)
+6.46%
Net Income
$23.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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