What is Century Bank of the Ozarks's financial health grade?

Century Bank of the Ozarks has a TFS Financial Health Grade of C- (score: 71.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Century Bank of the Ozarks have?

Century Bank of the Ozarks has 6 branch locations across the United States.

Is Century Bank of the Ozarks FDIC insured?

Yes, Century Bank of the Ozarks is FDIC insured (Certificate #8296).

What are the total assets of Century Bank of the Ozarks?

Century Bank of the Ozarks has total assets of $278.2M as reported in its most recent FDIC filing.

Century Bank of the Ozarks

BankGainesville, Missouri

WWW.CBOZARKS.COM

Total Assets

$278.2M

Total Deposits

$247.4M

Branches

Established

1894

TFS Health Grade

C-

71.8 / 100

Average financial health

How we grade

Century Bank of the Ozarks is a bank headquartered in Gainesville, Missouri, established in 1894. With $278.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio

9.13%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.00%

Profitability

Return on Assets (ROA)

1.96%(1%)

Return on Equity (ROE)

21.03%(10%)

Net Interest Margin

5.47%

Efficiency Ratio

49.68%(60%)

Lending & Liquidity

Total Loans

$240.8M

Loan-to-Deposit Ratio

95.91%

Net Charge-Off Ratio

0.76%

Growth

Asset Growth (YoY)

+4.88%

Deposit Growth (YoY)

+4.86%

Net Income

$5.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Century Bank of the OzarksHQ	42 Court Sq	Gainesville	MO	11
Century Bank of the Ozarks	2448 Highway 62 E	Mountain Home	AR	11
Century Bank of the Ozarks	2448 Highway 62 E	Mountain Home	AR	11
Century Bank of the Ozarks	1002 North West 12th Avenue	Ava	MO	11
Century Bank of the Ozarks	1813 State Highway Ar	Bakersfield	MO	11
Century Bank of the Ozarks	6151 Us Highway 160	Theodosia	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.