Security Bank of the Ozarks

BankEminence, Missouri
www.sbozarks.com

Total Assets

$155.1M

Total Deposits

$144.0M

Branches

5

Established

1959

TFS Health Grade

$
C-

70.5 / 100

Average financial health

How we grade

Security Bank of the Ozarks is a bank headquartered in Eminence, Missouri, established in 1959. With $155.1M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (70.5/100).

Capital & Safety

Tier 1 Capital Ratio
7.47%(8%)
Total Capital Ratio
11.86%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
1.43%(1%)
Return on Equity (ROE)
22.10%(10%)
Net Interest Margin
4.90%
Efficiency Ratio
64.68%(60%)

Lending & Liquidity

Total Loans
$100.3M
Loan-to-Deposit Ratio
69.00%
Net Charge-Off Ratio
0.36%

Growth

Asset Growth (YoY)
+1.92%
Deposit Growth (YoY)
+0.98%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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