Citizens Bank of Eldon

BankEldon, Missouri
www.cbeldon.com

Total Assets

$243.5M

Total Deposits

$214.1M

Branches

4

Established

1905

TFS Health Grade

$
C

74.5 / 100

Average financial health

How we grade

Citizens Bank of Eldon is a bank headquartered in Eldon, Missouri, established in 1905. With $243.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (74.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.98%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.86%

Profitability

Return on Assets (ROA)
2.04%(1%)
Return on Equity (ROE)
19.14%(10%)
Net Interest Margin
4.93%
Efficiency Ratio
45.45%(60%)

Lending & Liquidity

Total Loans
$192.5M
Loan-to-Deposit Ratio
88.72%
Net Charge-Off Ratio
0.05%

Growth

Asset Growth (YoY)
+7.09%
Deposit Growth (YoY)
+8.13%
Net Income
$4.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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