Peoples Bank

BankCuba, Missouri
www.peoplesbk.com

Total Assets

$250.9M

Total Deposits

$229.5M

Branches

5

Established

1901

TFS Health Grade

$
D+

69.8 / 100

Below average financial health

How we grade

Peoples Bank is a bank headquartered in Cuba, Missouri, established in 1901. With $250.9M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (69.8/100).

Capital & Safety

Tier 1 Capital Ratio
10.95%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.23%

Profitability

Return on Assets (ROA)
1.59%(1%)
Return on Equity (ROE)
21.29%(10%)
Net Interest Margin
3.87%
Efficiency Ratio
63.69%(60%)

Lending & Liquidity

Total Loans
$164.8M
Loan-to-Deposit Ratio
70.97%
Net Charge-Off Ratio
0.07%

Growth

Asset Growth (YoY)
+2.41%
Deposit Growth (YoY)
+1.07%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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