What is Freedom Bank of Southern Missouri's financial health grade?

Freedom Bank of Southern Missouri has a TFS Financial Health Grade of D+ (score: 68.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Freedom Bank of Southern Missouri have?

Freedom Bank of Southern Missouri has 8 branch locations across the United States.

Is Freedom Bank of Southern Missouri FDIC insured?

Yes, Freedom Bank of Southern Missouri is FDIC insured (Certificate #35276).

What are the total assets of Freedom Bank of Southern Missouri?

Freedom Bank of Southern Missouri has total assets of $803.1M as reported in its most recent FDIC filing.

Freedom Bank of Southern Missouri

BankCassville, Missouri

www.freedombk.com

Total Assets

$803.1M

Total Deposits

$717.4M

Branches

Established

1999

TFS Health Grade

D+

68.1 / 100

Below average financial health

How we grade

Freedom Bank of Southern Missouri is a bank headquartered in Cassville, Missouri, established in 1999. With $803.1M in total assets and 8 branch locations, it has a TFS Financial Health Grade of D+ (68.1/100).

Capital & Safety

Tier 1 Capital Ratio

8.23%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.32%

Profitability

Return on Assets (ROA)

1.27%(1%)

Return on Equity (ROE)

14.74%(10%)

Net Interest Margin

3.73%

Efficiency Ratio

61.84%(60%)

Lending & Liquidity

Total Loans

$655.0M

Loan-to-Deposit Ratio

90.51%

Net Charge-Off Ratio

0.06%

Growth

Asset Growth (YoY)

+13.86%

Deposit Growth (YoY)

+11.62%

Net Income

$9.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Freedom Bank of Southern MissouriHQ	97 Main St	Cassville	MO	11
Freedom Bank of Southern Missouri	444 S Rinker Ave	Aurora	MO	11
Freedom Bank of Southern Missouri	36042 State Highway 86	Golden	MO	11
Freedom Bank of Southern Missouri	901 E Highway 60	Monett	MO	27
Freedom Bank of Southern Missouri	901 E Highway 60	Monett	MO	11
Freedom Bank of Southern Missouri	8042 Doc Meyer Rd	Seligman	MO	11
Freedom Bank of Southern Missouri	24828 State Highway 39	Shell Knob	MO	11
Freedom Bank of Southern Missouri	502 State Highway Ab	Willard	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.