Pony Express Bank

BankBraymer, Missouri
http://www.ponyexpressbank.com

Total Assets

$376.1M

Total Deposits

$315.6M

Branches

2

Established

1890

TFS Health Grade

$
C+

78.6 / 100

Average financial health

How we grade

Pony Express Bank is a bank headquartered in Braymer, Missouri, established in 1890. With $376.1M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (78.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.84%(8%)
Total Capital Ratio
13.02%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
2.59%(1%)
Return on Equity (ROE)
27.13%(10%)
Net Interest Margin
4.99%
Efficiency Ratio
45.18%(60%)

Lending & Liquidity

Total Loans
$313.1M
Loan-to-Deposit Ratio
98.01%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+2.17%
Deposit Growth (YoY)
-1.93%
Net Income
$9.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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