What is First Independent Bank's financial health grade?

First Independent Bank has a TFS Financial Health Grade of D- (score: 62.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Independent Bank have?

First Independent Bank has 1 branch location across the United States.

Is First Independent Bank FDIC insured?

Yes, First Independent Bank is FDIC insured (Certificate #18380).

What are the total assets of First Independent Bank?

First Independent Bank has total assets of $139.4M as reported in its most recent FDIC filing.

First Independent Bank

BankAurora, Missouri

https://www.fibaurora.com

Total Assets

$139.4M

Total Deposits

$123.7M

Branches

Established

1906

TFS Health Grade

D-

62.4 / 100

Below average financial health

How we grade

First Independent Bank is a bank headquartered in Aurora, Missouri, established in 1906. With $139.4M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D- (62.4/100).

Capital & Safety

Tier 1 Capital Ratio

11.51%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.21%

Profitability

Return on Assets (ROA)

0.87%(1%)

Return on Equity (ROE)

8.39%(10%)

Net Interest Margin

3.80%

Efficiency Ratio

70.28%(60%)

Lending & Liquidity

Total Loans

$74.4M

Loan-to-Deposit Ratio

59.28%

Net Charge-Off Ratio

0.10%

Growth

Asset Growth (YoY)

+4.54%

Deposit Growth (YoY)

+3.32%

Net Income

$1.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Independent BankHQ	1100 S Elliott Ave	Aurora	MO	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.