Ultima Bank Minnesota

BankWinger, Minnesota
www.ultimabank.com

Total Assets

$317.2M

Total Deposits

$277.6M

Branches

6

Established

1904

TFS Health Grade

$
C-

72.0 / 100

Average financial health

How we grade

Ultima Bank Minnesota is a bank headquartered in Winger, Minnesota, established in 1904. With $317.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.14%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
2.14%(1%)
Return on Equity (ROE)
19.73%(10%)
Net Interest Margin
5.23%
Efficiency Ratio
52.76%(60%)

Lending & Liquidity

Total Loans
$292.1M
Loan-to-Deposit Ratio
104.26%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+8.93%
Deposit Growth (YoY)
+10.11%
Net Income
$6.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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