Tradition Capital Bank

BankWayzata, Minnesota
WWW.TRADITION.BANK

Total Assets

$2.6B

Total Deposits

$2.1B

Branches

4

Established

2005

TFS Health Grade

$
D

65.1 / 100

Below average financial health

How we grade

Tradition Capital Bank is a bank headquartered in Wayzata, Minnesota, established in 2005. With $2.6B in total assets and 4 branch locations, it has a TFS Financial Health Grade of D (65.1/100).

Capital & Safety

Tier 1 Capital Ratio
8.30%(8%)
Total Capital Ratio
11.22%(10%)
Non-Performing Loan Ratio
0.17%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
9.05%(10%)
Net Interest Margin
2.74%
Efficiency Ratio
59.49%(60%)

Lending & Liquidity

Total Loans
$2.2B
Loan-to-Deposit Ratio
106.45%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+5.22%
Deposit Growth (YoY)
+14.56%
Net Income
$18.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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