Vermillion State Bank

BankVermillion, Minnesota
WWW.VERMILLIONBANK.COM

Total Assets

$931.2M

Total Deposits

$808.7M

Branches

6

Established

1918

TFS Health Grade

$
D+

69.0 / 100

Below average financial health

How we grade

Vermillion State Bank is a bank headquartered in Vermillion, Minnesota, established in 1918. With $931.2M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (69.0/100).

Capital & Safety

Tier 1 Capital Ratio
12.74%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.34%

Profitability

Return on Assets (ROA)
2.29%(1%)
Return on Equity (ROE)
18.10%(10%)
Net Interest Margin
3.42%
Efficiency Ratio
33.93%(60%)

Lending & Liquidity

Total Loans
$414.9M
Loan-to-Deposit Ratio
50.51%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+9.93%
Deposit Growth (YoY)
+9.26%
Net Income
$20.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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