Profinium, Inc.

BankTruman, Minnesota
www.profinium.com

Total Assets

$522.6M

Total Deposits

$446.0M

Branches

4

Established

1916

TFS Health Grade

$
C-

70.6 / 100

Average financial health

How we grade

Profinium, Inc. is a bank headquartered in Truman, Minnesota, established in 1916. With $522.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C- (70.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.87%(8%)
Total Capital Ratio
13.82%(10%)
Non-Performing Loan Ratio
0.18%

Profitability

Return on Assets (ROA)
0.76%(1%)
Return on Equity (ROE)
9.01%(10%)
Net Interest Margin
3.24%
Efficiency Ratio
72.49%(60%)

Lending & Liquidity

Total Loans
$395.8M
Loan-to-Deposit Ratio
87.58%
Net Charge-Off Ratio
-0.08%

Growth

Asset Growth (YoY)
-2.14%
Deposit Growth (YoY)
-3.15%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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