Farmers and Merchants State Bank of Springfield

BankSpringfield, Minnesota
https://www.fmb-ebank.com

Total Assets

$141.4M

Total Deposits

$121.5M

Branches

2

Established

1918

TFS Health Grade

$
C+

79.0 / 100

Average financial health

How we grade

Farmers and Merchants State Bank of Springfield is a bank headquartered in Springfield, Minnesota, established in 1918. With $141.4M in total assets and 2 branch locations, it has a TFS Financial Health Grade of C+ (79.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.09%(8%)
Total Capital Ratio
16.57%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.62%(1%)
Return on Equity (ROE)
18.38%(10%)
Net Interest Margin
4.52%
Efficiency Ratio
57.41%(60%)

Lending & Liquidity

Total Loans
$92.3M
Loan-to-Deposit Ratio
74.72%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.50%
Deposit Growth (YoY)
+0.27%
Net Income
$2.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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