Think Mutual Bank

BankRochester, Minnesota
www.thinkbank.com

Total Assets

$2.2B

Total Deposits

$1.8B

Branches

9

Established

2007

TFS Health Grade

$
D

66.7 / 100

Below average financial health

How we grade

Think Mutual Bank is a bank headquartered in Rochester, Minnesota, established in 2007. With $2.2B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D (66.7/100).

Capital & Safety

Tier 1 Capital Ratio
16.68%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.21%

Profitability

Return on Assets (ROA)
0.61%(1%)
Return on Equity (ROE)
3.99%(10%)
Net Interest Margin
2.74%
Efficiency Ratio
77.20%(60%)

Lending & Liquidity

Total Loans
$1.2B
Loan-to-Deposit Ratio
66.05%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+5.87%
Deposit Growth (YoY)
+5.01%
Net Income
$13.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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